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Posts tagged "Divorce"

The challenges people face after a gray divorce

Divorce rates in California and around the country have not changed much in several decades, but the number of couples over the age of 50 choosing to end their marriages has risen sharply. Today, one in four divorces involves older spouses. In 1990, that figure was just one in 10. This trend shows no signs of slowing down, and it is raising concerns because people who end marriages after several decades often grapple with difficult emotional issues and sometimes face severe financial problems.

Common reasons for divorce are lack of love, communication issues

Researchers who asked more than 2,300 people why they got a divorce found that many couples have a lack of emotional satisfaction in their marriages. Rather than behavioral reasons, such as violence and addiction, exes pointed to psychological reasons, such as a lack of love or trust, that led the divorce. The study authors, who published their findings in the "Journal of Sex & Marital Therapy," reflected that this represented a shift in how marriage is perceived. Increasingly, people seek to be emotionally fulfilled in marriage. Many spouses in California may be willing to leave a relationship that does not provide that fulfillment.

Handling social media during a divorce

When it comes to handling social media during a divorce, the best approach is to avoid oversharing. Anything a California resident posts on social media can be used against them in a divorce. Even an amicable divorce can quickly become much less amicable if one spouse posts something inappropriate.

Unaffordable weddings may lead to divorce

California couples planning their weddings may find that financial planning can help them to avoid divorce later on. According to one study conducted by loan company LendingTree, taking on additional debt to pay for the expenses of a wedding ceremony is highly correlated with later financial tension and even divorce within a marriage.

Protecting children's interests if a second marriage fails

As second marriages increase throughout the country, many California residents have discovered that tension can build due to finances, particularly when the new spouses have children from prior marriages. Money can be a source of stress for most relationships; however, there are ways to prevent the tension building so much that it hurts the relationship.

Dealing with post-divorce financial changes

It's understandable that many soon-to-be ex-spouses in California are concerned with the financial implications of ending a marriage. While divorce can stir up many painful emotions, it can also have a long-lasting impact on the pocketbook. After the divorce is completed, an ex will have to adjust to a new budget as a single person. According to one study, many people need to increase their income by almost one-third in order to maintain a pre-divorce standard of living.

Student loan debt in a California divorce

Student loan debt is a major concern for many people in California. The cost of attending university in the United States has grown significantly over the years. As a result, many people face student loan burdens that may total in the hundreds of thousands of dollars. When people decide to divorce, the division of their largest assets may be some of the most contentious issues that arise. The financial effects of the end of a marriage can linger for years into the future. The same holds true for the division of large marital liabilities such as student loan debt.

Financial documents women need as they prepare for a split

Preparing for a divorce includes gathering information about the past few years of life to be able to plan for the future. As many California women know, finances can often provide surprises during this process, particularly if a spouse was not actively involved in handling these during marriage. To prepare for a stable, financial future, experts recommend gathering three types of documents.

Student loans can push couples to divorce

Couples in California and around the country could be more likely to divorce if they have student loan debt, according to a study conducted by Student Loan Hero. Other studies have found that general money problems are a top source of marital discord, but this study discovered that unpaid student loans are especially toxic for marriages. Specifically, researchers found that one-third of divorced couples blamed general money disagreements for their divorce and one in eight said that student loan debt was the particular cause.

Divorce and life and health insurance

When people decide to divorce in California, they may find themselves facing complex financial decisions. Disentangling the relationships formed in marriage can be complex and difficult, especially because people may be connected through a wide range of accounts, funds, beneficiary designations and other official ties. While people may pay more attention to other aspects of property division, there are several insurance issues that may be particularly important to address quickly after the divorce is final, especially in relation to life and health insurance.

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